At the present time there are no Exclusive Buyers Agents that I recommend in this state. As a real estate professional I know how important it is to use a fully qualified, full-time real estate agent. I would never recommend any Agent to you that I would not personally use.
As in any profession, there are good people and those who are not as good. I have over 100 EBA's in my database that I do NOT recommend because I would not use their services myself. There are also areas that are not served by any Exclusive Buyers Agent.
In either case, I will find an Agent for you who is fully qualified to assist home buyers. They may or may not be an Exclusive Buyers Agent, but they will be a full-time professional Agent with the specialized training needed to provide you with the level of service that I would want as a home buyer. and who I feel will do an excellent job of assisting you in the purchase of a home.
I never recommend any part-time real estate agents. Buying a home is too important to put your trust into someone who is not even fully committed to their profession.
I have a large database of highly qualified Agents who are not listed on this site because they are not Exclusive Buyers Agents. They (or their agency) may list properties for sale, but they specialize in helping home buyers and all of them are Accredited Buyer Representatives which means they have the specialized training necessary to properly represent buyers.
I will give your information to ONE Agent only, and have that Agent contact you. The Agent will tell you that they were sent by John Rygiol or ExclusiveBuyersAgents.com so that you know I recommended them.
Why should you trust me? I have been an Exclusive Buyers Agent since 1994 and have been referring home buyers to real estate agents on the Internet since 1997. I have more experience with Buyers Agents than just about anyone else on the Internet. I am familiar with almost every Exclusive Buyers Agent in the country and I know how well they do (or don't do) their job. The Agents you find on ExclusiveBuyersAgents.com are the "cream of the crop" gleaned from my years of experience. And I use that same level of experience when interviewing any Agent that I recommend.
Thank you for visiting ExclusiveBuyersAgents.com and giving me the opportunity to be of service to you!
If you have any questions or would like more information, please send me an email or call me toll free at 1-866-378-8525. Any information you give me will be held in the strictest confidence.
Please note that you are under NO OBLIGATION to use the services of any Agent I recommend. You have the right to use any Real Estate Agent you choose. NEVER sign a representation agreement with any Agent until you are completely satisfied that the Agent is fully qualified to assist you.
Additional Services You Receive When You Use An Exclusive Buyers Agent!
What Are "Fiduciary Duties" and Why Are They So Important?
What Is An Exclusive Buyers Agent?
The Secret Big Corporations Have Known For Years
What An Exclusive Buyer Agent Will Do For You
The Agent Who Listed Our Home Says He Can Be Our Buyer's Agent
Take Some Confusion Out Of The House Hunting Process
What Others Say About Buyer's Agents
Reasons To Get A Home Loan Before You Start Shopping For A Home
You do NOT have to have a home under contract to obtain a home loan. The lender is looking at your credit history and income when considering a loan application.
Some potential home buyers think they will have no problem qualifying for a loan only to be disappointed when they find out they don't. Others may afraid they won't qualify so they don't apply. We often see people who don't think they qualify for a home loan but don't know that many lenders offer loan programs for all types of borrowers.
Avoid disappointment resulting from looking at homes that are out of your price range. Looking at homes in a price range you can afford will keep you from being disappointed if you fall in love with a home only to find out that it is beyond your financial abilities.
Insure that you will meet your moving dead line. Knowing you must move by a certain date and still working on proving you are qualified for a loan can be a stressful experience. The two most common problems are resolving credit issues and proving you have the cash for your down payment and closing costs.
Applying for a loan as soon as possible will insure that any incorrect information in your credit history can be corrected before the closing date. It often takes 60 days or more to have information corrected in your credit files.
Having a Loan Commitment in your hand is like being a cash buyer. Every seller wants to work with cash buyers. It gives you leverage when presenting an offer and negotiating a counter offer. It will insure that the closing process goes smoothly when you do find your new home. Do not mistake a Loan Commitment with a pre-approval or pre-qualification, a pre-approval does not carry much weight with a seller since a pre-approval is only a cursory look at your credit history.
Applying for a home loan online can be a real convenience. You can apply for a mortgage online 24 hours a day 7 days a week. You can apply from your home, office, local library or any location that offers Internet access. No need to take time off work or away from play. Avoids feeling pressured by sitting in a lenders office and allows you ample time to collect all the necessary information.
Be sure you check the rates and fees for several lenders before you decide which one to use. Compare the lender fees, not just the interest rate. Ask each lender to provide you with a "Good Faith Estimate" of closing costs and carefully review it. If you see a fee you don't understand ask the lender to provide a clear explanation of the item. Then ask your real estate Agent to review the Good Faith Estimate. Being more familiar with the forms the Agent can spot any hidden "junk" fees.