Fowler Real Estate - Boise
ADA COUNTY: Ada County, Boise, Collister, Eagle, Garden City, Kuna, Mayfield, Meridian, Mora, Pearl, Star, Ustick, West One Bank
BOISE COUNTY: Banks, Boise County, Centerville, Crouch, Garden Valley, Gardena, Horseshoe Bend, Idaho City, Lowman, New Centerville, Pioneerville, Placerville, Silver Creek Plunge, Star Ranch, Steirman
CANYON COUNTY: Bowmont, Caldwell, Canyon County, Doles, Enrose, Greenleaf, Huston, Knowlton Heights, Melba, Middleton, Nampa, Notus, Parma, Roswell, Stoddard, Sunnyslope, Weitz, Wilder
VALLEY COUNTY: Alpha, Burgdorf, Cascade, Donnelly, Lake Fork, Lardo, Mackey Bar, Mc Call, Roseberry, Stibnite, Valley County, Warm Lake, Yellow Pine.
Additional Services You Receive When You Use An Exclusive Buyers Agent!
What Are "Fiduciary Duties" and Why Are They So Important?
What Is An Exclusive Buyers Agent?
The Secret Big Corporations Have Known For Years
What An Exclusive Buyer Agent Will Do For You
The Agent Who Listed Our Home Says He Can Be Our Buyer's Agent
Take Some Confusion Out Of The House Hunting Process
What Others Say About Buyer's Agents
Purchasing a Home? Some Things You Should NOT Do.
Don't make any major purchases such as a new car, expensive electronics or appliance, or anything else that you cannot pay cash for. The extra payments may prevent you from getting a loan.
Don't move money from one account or investment to another. One of the things a lender is concerned about is the source of funds for your down payment and closing costs. The lender will ask for statements for the last 3 months for all your bank and investment accounts and even your company 401K and retirement accounts.
Lenders like to see what is referred to as "seasoned money", that is, money that has been accumulating in an account over a period of months or years. If your bank account has a large deposit that was made less than 3 months ago they may think the money was a loan from a relative who is trying to help you qualify for a loan. Then you will have to prove where the funds came from which can be a time consuming process.
Please, leave your money where it is until you talk to a loan officer. And don't move a significant amount around without letting the lender know about it in advance.